Credit Bureau Reports

Supporting responsible lending and reducing credit losses.

The credit bureau platform that CRIF offers is not simply a credit bureau, it represents the state-of-the-art in business solutions for credit bureau systems, as well as the functional base on which valued-added services and products can be further implemented.

With over 30 years in the international credit information market, developing credit bureaus in Benin, the Czech Republic, Ireland, Italy, Jamaica, Jordan, Morocco, the Slovak Republic, Tajikistan, the UAE and Uzbekistan, we have consolidated our presence in Asia where we currently manage credit bureaus in Indonesia, Philippines and Vietnam.

Our value-added services range from:

Summary and aggregation of credit reports in a user-friendly and intuitive layout

Summary and aggregation of credit reports in a user-friendly and intuitive layout.

Credit scores to precisely rank credit risk for the retail and SME sectors

Credit scores to precisely rank credit risk for the retail and SME sectors.

Approval advice that takes into consideration the risk-taking attitude of a specific lending company providing an analytical-based decision

Approval advice that takes into consideration the risk-taking attitude of a specific lending company providing an analytical-based decision.

Our Credit Bureau Report

Our extensive credit bureau data helps with timely and efficient credit risk management. Accessible to individuals and businesses, our reports provide comprehensive assessments of your business partners' credit information, allowing you to better apprise their financial positions. These reports can also be used to evaluate new customers, and assess the risk level of existing ones.

Key Benefits

Automate and simplify the operations related to the acquisition of external information with a notable reduction in the impact on the internal system, and integrate them with existing application systems (subject data, loan application processing, etc).

Automate and simplify the operations related to the acquisition of external information with a notable reduction in the impact on the internal system, and integrate them with existing application systems (subject data, loan application processing, etc).

Reduce the delivery times: centralised control of application processing, thanks to a single product which acts as an interface between all the databases. The inquiry is in real-time and the final evaluation is available within few seconds.

Reduce the delivery times:centralised control of application processing, thanks to a single product which acts as an interface between all the databases. The inquiry is in real-time and the final evaluation is available within few seconds.

Streamline work processes and distribute information to new BU/Department/Agency without difficulties.

Streamline work processes and distribute information to new BU/Department/Agency without difficulties.

Reduce the credit loss thanks to the scoring models with high performance in evaluation of credit risk.

Reduce the credit loss thanks to the scoring models with high performance in evaluation of credit risk.